Rookery Farm
Mile Hill
Porthtowan
Truro TR4 8TY

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See for yourself just what a difference giving up 20 a day would make. If you saved it over the balance of your mortgage term at the interest rate you are paying for your current mortgage, its worth about half an average house.

Probably the best way to be sure that you have the equity release mortgage which best suits your particular situation is to ask a Mortgage Broker who is authorised and regulated by the Financial Services Authority. He or she will be able to advise you quickly and in clear and understandable language what your best options are. We will be pleased to put you in contact with one living and working in your local area. Just call us.

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There is no one absolutely right answer for everyone as we each have different circumstances and different priorities. What suits one person will not necessarily suit another and there is a wide choice of different types of product, with rates that may be fixed, capped, or discounted, and discounted variable rates that track the Bank base rate or which offer a cashback which might be available towards your deposit.

Perhaps the most sensible answer to the question is "the one that you can afford". To that end, the calculator on your right may help you to decide whether or not the one you have in mind will actually match your objectives.

Which is the Best equity release Mortgage for Me ?

During the present 'Credit Crunch', we are seeing products being added, removed or changed much more frequently than usual - often with little or no notice - which makes the whole thing more confusing than ever for most people. No sooner have you chosen a mortgage product than....Sorry, it isn't available any longer. However, there is more than one way to bell a cat and good adviser will offer more than one option when matching your targets for affordability and type of mortgage.

The Mortgage Shop is a retired IFA that no longer gives direct advice on or arranges Equity Release. Instead, it passes your enquiry to a fully qualified and licensed professional firm in your local area that
will do this for you. This is a FREE referral service to you, without any obligation, and you are completely at liberty to negotiate with the firm concerned the terms for their advice and services. The information provided is on the basis of our understanding of UK tax law and Inland Revenue practice and is subject to change.  This site is intended for persons aged 18 or over, resident or ordinarily resident, in the United Kingdom. email: bobstark@mortgagefor.me.uk

This is about Equity Release Plans. To understand the features and risks, ask for a personalised illustration. The actual APR rate available will depend upon your circumstances.

I recently succesfully challenged a DWP statement that a married couple were not entitled to  Pension Credits. As a result, their income was increased by almost £175 per month